Mortgages With Sosi | Sosimo Avila Jr.
Educator · Consultant · Licensed Loan Officer

Real Advice.
Real Results.

I help in two ways. First, through honest education so you understand your options. Then, when you're ready, my team and I help you put a real plan into action. You deserve real estate finance advice that actually works for you.

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Sosimo Avila Jr.
Sosimo Avila Jr.
Founder & Senior Mortgage Consultant
CLA™ CMPS® RCS-D™ NMLS #1511489
1,000+
Clients
9+
Years
4
Designations
First-Time Buyers
Refinance Strategy
Investment Properties
Divorce Scenarios
Retirement Planning
Tax Strategy
Two ways we serve.

I keep these separate on purpose, so you always know which hat I'm wearing. 🙂

Mortgages With Sosi
Free Education & Coaching

Classes, content, and straight answers on how real estate finance actually works. This is the education side. No sales pitch, just real information you can use.

With Mamba Capital Lending
Real Loan Strategy

When you're ready for an actual loan, my team and I get to work building a plan around your goals. Loans are originated through Mamba Capital Lending.

Education that puts you in control.

Real market insights. No fluff. Straight to you.

Ready to take action?

Pick where you are and we'll point you in the right direction.

Loan services are originated by Sosimo Avila Jr. through Mamba Capital Lending. Full licensing details are in the disclosures below.

Sosimo Avila Jr.
Meet Sosi.

Sosi built his career around one thing, genuinely helping people. While in college, he worked as a civilian intern Navy Chaplain. After graduating, he ran international and domestic nonprofits for over 5 years.

When he saw how underserved people were in the mortgage world, he made the move. His belief is that you don't just deserve a loan officer with good intentions. You deserve real estate finance advice that actually works for you.

He's spent 9+ years mastering financial literacy through real estate, with advanced training in tax strategy, retirement planning, and divorce scenarios. We've served 1,000+ clients and counting, and the approach is different here.

Real people. Real results.
★★★★★

"Working with Sosi has been an exceptional experience from start to finish. He helped us secure financing for our home, and when interest rates dipped, he immediately reached out and guided us through a refinance. His timing was perfect, and by the time our loan closed, rates had already started to climb again."

LB
Laura B.
No Cash Out Refi
★★★★★

"We appreciate the amount of attention that was given throughout the process. It felt like this was more than just a paycheck for you guys. Thanks again."

CW
Cameron W.
No Cash Out Refi
★★★★★

"Sosi will help you put a strategic game plan together and make sure you're fully informed throughout the process."

TW
Tarah W.
Client

Ready to talk?

No pressure, no sales pitch. Just a real conversation about your options.

Book a Call
A quick note on how this works.

I want to be clear about which part of my business you're working with, because they are genuinely separate.

Education & Consulting

Mortgages With Sosi LLC

Mortgages With Sosi LLC is an independent, education-based company. We provide real estate education, classes, content, and consulting. Everything you read, watch, or learn here reflects the personal opinions of Sosimo Avila Jr. and is for informational and educational purposes only. It is not loan, credit, financial, tax, legal, or licensed advice. Please talk with a licensed professional before making decisions based on your specific situation.

Mortgage & Loan Services

Mortgages With Sosi at Mamba Capital Lending

When you apply, upload documents, or book a loan consultation, you're working with Sosimo Avila Jr. as a licensed Mortgage Loan Originator. Mortgages With Sosi is the name of his loan team, and all loans are originated through Mamba Capital Lending.

Sosimo Avila Jr.  |  NMLS# 1511489  |  DRE# 02222466
Mamba Capital Lending  |  NMLS# 2767456  |  DRE# 02376820
NMLS Consumer Access Equal Housing Opportunity
Under Contract? Get a 2nd Opinion
Already in a deal? Make sure the numbers work.
Under a Contract? Get a 2nd Opinion
Turn Bad Debt into Good Debt
A cash-out refinance strategy done right.
Turn Bad Debt into Good Debt
Catch Rates When They Move
Get on the list. Rates can usually be revisited later.
Catch Rates When They Move
Prepare to Buy
Not ready yet? Let's build a game plan together.
Prepare to Buy
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Partner updates and market intel built for real estate agents.
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