Last updated: 17 August 2026
About these terms
This website is operated by Mortgages With Sosi, the practice of Sosimo (Sosi) Avila, originating loans through Mamba Capital Lending. By using this site or submitting a form on it, you agree to these terms. If you do not agree, please do not use the forms.
This site is information, not an offer
Nothing on this website is a commitment to lend, a loan approval, or an offer of credit on any particular terms. Rates, programmes and figures mentioned anywhere on this site are illustrative, change frequently, and depend on the market and on your individual circumstances.
Any loan is subject to a full application, verification of the information you provide, credit approval, satisfactory appraisal, title and underwriting. A pre-approval is not a loan commitment.
Not legal, tax or financial advice
We are licensed to originate mortgage loans. We are not attorneys, accountants or investment advisers, and nothing here is legal, tax or investment advice. Please take independent advice on those matters.
The information you give us
The forms on this site ask for ranges and estimates so that we can have a useful first conversation. You agree that the information you submit is accurate to the best of your knowledge. Because it is unverified, any options or figures we discuss on the strength of it are preliminary and will change once documentation is reviewed.
Electronic communications
When you tick the consent box on a form, you agree that we may contact you by phone call, text message and email about your enquiry, including by automated means. Consent is not a condition of obtaining any loan, product or service. Message and data rates may apply, and message frequency varies. You may withdraw consent at any time by replying STOP to a text, using the unsubscribe link in an email, or emailing us. See our Privacy Policy for detail on how we handle your information.
Document uploads
Where a form invites you to attach a loan estimate or quote, you upload it voluntarily. Please do not upload documents containing full Social Security numbers or account numbers. Contact us if you need a more secure way to send something.
Availability and accuracy
We aim to keep this site available and accurate but do not guarantee it will be uninterrupted or error-free, and we may change or remove content at any time without notice.
Links to other sites
Where we link to a third-party site — a lender, a booking tool, a licensing register — we do not control it and are not responsible for its content or its privacy practices.
Intellectual property
The content, layout and branding of this site belong to Mortgages With Sosi and Mamba Capital Lending, and may not be copied or reused without permission.
Limitation of liability
To the fullest extent permitted by law, we are not liable for indirect, incidental or consequential losses arising from your use of this website or from reliance on preliminary figures discussed before a formal application and credit approval.
Licensing and fair housing
Mamba Capital Lending, NMLS# 2767456, DRE# 02376820. Individual originator: Sosimo Avila, NMLS# 1511489, DRE# 02222466. Licensing can be verified at NMLS Consumer Access.
Equal Housing Opportunity. We do business in accordance with the Fair Housing Act and do not discriminate on the basis of race, colour, religion, sex, handicap, familial status, national origin, or any other protected characteristic.
Governing law
These terms are governed by the laws of the State of California.
Changes
We may update these terms; the date at the top of this page shows when they last changed.
Contact
Mortgages With Sosi at Mamba Capital Lending
530 Technology Drive, Suite 100, Irvine, CA 92618
[email protected] · 949-791-7429